If vacationers, language student, professional staff or University student – foreign guests in Germany and Europe need one Travel Medical Insurance, which meet the requirements of the European Union to a visa to get granted.
Of course, not only the international health insurance protects against expensive costs, but also the travel accident insurance. Taking out emergency, luggage and liability insurance is also a clear advantage if you are planning a longer stay in Germany. We recommend an all-in-one insurance that gives you reliable protection for your stay in Germany.
Am I not covered by statutory health insurance while on vacation?
The assumption is close, but it comes statutory health insurance for illnesses abroad not or only limited to. You must therefore take out insurance for foreign guests before your stay in Germany.
Travel health insurance for visitors
Insurance for foreign guests protects you from high costs and secures your stay in Germany. It often happens faster than you think: One wrong step on the hike, an illness or the loss/theft of your own luggage and suddenly you are faced with immensely high costs. Treatment and repatriation for a broken leg can quickly cost a few thousand euros. If you have taken out insurance for foreign guests, you can save yourself the high costs. However, there are a few points that you need to consider when taking out insurance for foreign guests.
What do I have to look out for when taking out insurance for foreign guests?
Good insurance for foreign guests is characterized by the following points:
- Insurance for foreign guests meets EU requirements
- Comprehensive protection against many risks
- Wide range of services
- Insurance for foreign guests without excess
- Medically sensible return transport is covered
Difference between travel health insurance and international health insurance
The key difference between travel health insurance and international health insurance depends on the travel time. Travel health insurance is particularly worthwhile for vacations up to about 8 weeks. However, if you are planning a long-term trip, international health insurance is recommended.
Our recommendation: Insurance for foreign guests in Germany from Hansemerkur
Insurance for foreign guests protect you from high costs during your stay in Germany. It makes sense to take out insurance, especially if you are planning a long-term trip. Regardless of whether it is an exchange semester, a long-term internship or a long visit to relatives - we recommend them Insurance for foreign guests up to 5 years from Hansemerkur*.
Insurance for foreign guests is one of the most important pieces of luggage for your stay in Germany. Hansemerkur visitor insurance protects you up to 5 years against high costs. We recommend expanding the international health insurance to include travel accident insurance, travel liability insurance, travel emergency insurance and travel luggage insurance so that you can enjoy particularly comprehensive insurance cover.
Hansemerkur's insurance for foreign guests is suitable for long-term stays of up to 5 years in Germany. Hansemerkur is characterized by absolute cost transparency. Short-term contracts are also possible. For example, if you opt for the "Tarif Profi", you get international health insurance, travel accident insurance, travel liability insurance, travel emergency insurance and travel luggage insurance all in one. Of course, you can also opt for the "Basic" tariff, which includes all insurance for foreign guests except for luggage insurance. The insurances for foreign guests meet the requirements of the EU.